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All your question answer is here
what Are the documents requred for a car loan ?
Salary certificate
4 months bank statement
passport with vissa
emirates id
what's the minimum salary for car loan ?
Minimum salary depend up on bank
Dib bank minimum salary -3000
emirates Islamic bank minimum 5000
enbd minimum salary 5000
Adcb minimum salary 5000​​
Sharjah Islamic bank 6000
adib minimum 5000
rak bank minimum salary 5000
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How many months should salary transfer to bank account ?
Normally minimum 3 month salary transfer to bank account and you should complete the provision period , But some times even one month salary transfer also we can do car loan so send your documents to our agent. he will check your eligibility and update you ​
My company not listed with any bank is i am eligibile for a car loan
Yes even your company not listed with bank you are eligible for car loan.
My companey dont have a land phone is i am eligibile for a car loan ?
No if your company dosent have land phone you are not eligible for car loan
My company have a land phone but its always transfer to mobile is i am eligible for a car loan ?
No if land phone transfer to mobile not possible for car loan ,from verification time answer only from land phone
what will be the interest rate ?
interest rate depend up on your salary, company length of service and model of the car(manufacturing year).
But i can give you approximate figure .
Even there is advertise for 1.99% p. Annam
if your salary more than 3000 to 5000 Dhs may be your interest 6.15 % only / Annam
Some case salary more than 5000 and working in good company , proper credit history then per Annam bank interest start from 3.5%
​if salary more than 15k and working listed company and new manufacture year modal cars with good credit history then interest start from 2.5 % per Annam
so minimum 2.5- max 6.5 - all we can conform you once we have your documents we check the best rate from different banks .
My salary less than 2999.99 is i am eligible for a car loan ?
For a car loan minimum
salary required 3000 ,All the bank have different basic salary requirement if your salary even 2999.99 still not possible
My salary more than 3000, which year modal car i can purchase ?
Any car you want to buy with bank loan minimum loan period can be one year and maximum loan period can be arranged for 5 years. If salary between 3000 to 5999 then 2015 model on words you can get car loan.
2015 modal maximum 1 year only
2016 modal maximum 2 years loan can arrange ,
2017 modal maximum 3 years loan can be arranged
2018 modal maximum 4 years loan can be arranged.
2019 modal onwards maximum 5 years loan can be arranged
So If you ae looking for less emi always check 2019 modal onwards car only , for this salary
before you find your car check your eligibility with us .
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My salary more than 5000 k per month/ working in good company i have good credit history with bank, then which year modal car i can purchase ?
Any car you want to buy with bank loan minimum loan period can be one year and maximum loan period can be arranged for 5 years. If salary More than 5000 and working in a good company then 2013 model on words you can get car loan.
2013 modal maximum 1 year only
2014 modal maximum 2 years loan can arrange ,
2015 modal maximum 3 years loan can be arranged
2016 modal maximum 4 years loan can be arranged.
2017 modal onwards maximum 5 years loan can be arranged
So If you ae looking for less emi always check 2017 modal onwards car only , for this salary
before you find your car check your eligibility with us .
My salary more than 5000 or less than 5000 k per month/ working in a small company and no credit history .then which year modal car i can purchase ?
Any car you want to buy with bank loan minimum loan period can be one year and maximum loan period can be for 5 years. If salary More than 5000 or less than 5000and working in a small company and no credit history then all these scenario will be different.
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So If you are planning for less emi always try to find maximum year of modal cars As per your documents for that check your eligibility first with us
what is the maximum amount i can get for a car loan ?
All the bank they have different scenario and different amount can be approve . simply saying 8 multiple of salary , 10 multiple of salary , 12 multiple of salary or maximum dbr . case to case bank will decide as per policy .so with out checking your documents not possible to conform - so check your eligibility with us first
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Are you a private finance company ?
No we are not a private finance company ,And we don't do house finance.
why i need to use your service ?
we give money to pay your seller, that's why no any car seller can cheat you for car or car price ,Then you will get wide option to choose your car from car dealers individual sellers
Car auction company's etc
I am planning to buy a car from a private used car seller. but he need money urgently can you help me ?
yes if your seller need immediate cash, don't worry we can pay him immediately and buy the car from him . then we arrange car loan from bank with zero down payment.
What is my benefits if i use your car loan service ?
you know some times money is power , when your car seller knows you don't have enough money to purchase the car may be they increase the car price , some individual sellers they ready to sell car on cash only , so keep money in yur pocket before you go and purchase the car .
We check your eligibility with bank .
we give money to pay your seller .
we arrange zero down payment car loan from bank .
If you are planning to buy the car from individual Individual to individual you don't have to pay vat .
you can choose car from any seller .
when you keep money in your pocket you will have more confidence to bargain for car price .
when you have money in your pocket you will not shy to go car sellers .
we assist to do documents work, rta ( road and transport authority , insurance etc
one of agent will be there to support you all these step
How much my monthly instalment ?
To know your monthly installment .first should know how much amount you want for car loan how many years will do the car loan what will be the interest you will get from bank
then only we can know your emi so what you have to do that check your eligibility with us , then only we can make sure your monthly instalment
Which is the best bank for car loan ?
all banks are good for car loan , but first check your documents with that bank then only we can conform that bank will give you best interest rate .
What are the basic documents required to check my car loan eligibility ?
Need to get your
Latest salary certificate .
4 months bank statement
passport with vissa
emirates id ​
What are the basic documents required to check my car loan eligibility ?
Need to get your
Latest salary certificate .
4 months bank statement
passport with visa
emirates id ​
What are the basic documents required to check my car loan eligibility ?
Need to get your
Latest salary certificate .
4 months bank statement
passport with visa
emirates id ​
what are the documents from car seller.
If we conform your documents oky for car loan then you can submit your car documents ( just some photos of car and car documents )
Is possible None gcc cars for auto loan ?
Now a days very difficulty to get car loan for non gcc cars , so we are not work for none gcc cars
My documents have some problem to get approve, is there
any other way to get car loan?
First talk with our agent , if your documents oky for car
with in how many days you can pay my seller ?
If your documents are okay next day we can pay your seller (from our side no any delay)
With in how many days you can pay my seller ?
If your documents are okay next day we can pay your seller (from our side no any delay)
With in how many days i will get the car ?
with in 2 days we pay your seller then complete the bank procedure including reg and everting its will be just 7 to 10 working days
what is our service charge and commission ?
our charges will depend up on our service only .we have service charge 525 dhs only apart from that small amount of commission
why i pay you extra amount , why i cant direct go to the bank ?
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if you go directly go to bank bank or banker may be not support for zero dawn payment
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Banker they have Millan's of target to achieve in every month so may be he will not waste much time for your case ​
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Now a days for car loan bank have very less staff its will very difficult to reach there ​
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​Banker will assist you from his bank only you will not get options.
why i pay you extra amount , why i cant directly with car dealer ?
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Car dealer arrange car loan for there cars only ,
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if you found a car from out side they will not assist you to do car loan for that car .
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car dealers buy the car from company , induvial sellers and they sale in high hidden margin
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Some car dealer when they need higher margin they will tamper the kilometer ( cluster )
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When they knows you don't have enough money to buy the car of course they on there demand
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when they knows you don't have enough money to pay down payment of course they increase his car price .
why i pay you extra amount , why i cant directly with owner ?
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privste sellers
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You know almost private sellers are very innocent , They don't know about car loan and procedure , who doesn't know car loan and procedure its will very difficulty to complete .
I seen may advertisement they do zero down payment
why i cant go to them
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yes there is many car delar they offer 100 % car loan for there cars . But they will not help you, if you found a car from out side and that car needs 100 % car loan. Did you think about that. why they did not do car loan Assistance if you fond a car from outside . They will not because they are not working for this small amount of commission or profit , they work for hidden huge profit ,
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same place offer immediate cash then you will see a small magic of car price
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when you go to any car dealer if they know you don't have money to pay your seller or you don't have to pay for down payment off course they will increase the car price maximum they can.
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still if you have any daught about the car price call them and ask i have this car for sale and how much you can offer ,this time you will realize .but some brilliant will tell you our purchase team is different you bring thar here then we will check and give you the offer , but still they offer you some good price .the magic beginning here , if you really have a car and bring to them after checking they will offer you a price here i am sure you will shock. imagine may this car you sell to them after 3 days this car on some classifieds with different kilometer and new look here your mind will die .
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here we work for a small profit were you have a profit